Mortgage Brokers
Many lenders, especially banks and credit union, are limited to a small selection of in-house loan programs. Mortgage brokers, however, have access to bank programs as wells as numerous wholesale mortgage lines which almost always offer lower rates. At Northwest Mortgage Experts we are a correspondent lender, meaning we have the freedom to broker deals as well as fund deal through our in-house program. This gives NWME clients more options and helps to insure that we deliver the best mortgage products to meet their individual needs. Everyday we compare the rates of over 20 top lenders to insure our clients are getting the best deal possible; we also have the sophistication to lock loans instantly when our clients demand. Many clients don’t know that mortgage interest rates can adjust 2-3 times per day, at NWME we track the mortgage market every hour and use our expertise to lock loans when the market dips.
Many of our clients have testified to the value of using a trusted local mortgage broker. Consider this as an example: Condo lending has become more challenging since the real estate market began to deflate in 2006. Rates have increased while guidelines have become stricter. Many national mortgage lenders and large banks will not lend on condo projects with foreclosures, too many rental units, or properties lacking Fannie Mae certification. We have condo owners calling us each week who still have not found mortgage lender because of the reasons listed above. This illustrates a great example of where an experienced Seattle – Bellevue Mortgage Broker like NWME can step in and provide clients with competitive financing from a Portfolio Lender. Truth of the matter is that there are still many lenders in the mortgage market who understand that certain real estate markets will recover quickly and that the risk of lending on condo projects can be mitigated by the property’s location and the strength of the borrower.
Those professionals who have their fingers on the pulse of the world of real estate know that there has never been, and probably never will be a better time to be buying real estate than this very moment. If you would like to be in a position to take advantage of these circumstances you are going to need a reputable mortgage broker to help you find your way through the maze of regulations and new incentive programs to find the best deal. The fact that you are just looking to buy one home and are not a real estate mogul still trying to flip homes for a quick profit does not mean that you cannot get the services of an excellent mortgage broker. All you need to do is call Nick Fitzer. Nick Fitzer is a mortgage broker who has been helping home buyers get the mortgages they need to get into the home they want for years. And he has been doing it very successfully.
Many home buyers are very understandably uncomfortable with placing their trust in a mortgage broker after the housing bubble and following collapse that have marked the last few years of the real estate market. That is why you will want to know that you are in the hands of a mortgage broker who has built their reputation on honestly, integrity, and making only good loans to people that they firmly believed would be paying back every last penny. We know the golden rule of lending that many mortgage brokers seem to have forgotten in the last few years. That is this; a loan is only profitable if it is paid back. That is why when you call our professional loan officer Nick Fitzer you can rest assured that if he helps you get a mortgage it is only because he has absolute faith in your ability to pay it down and keep the home that you are looking to buy.
Mortgage Brokers do not need to be a figure of mistrust and fear, if you find the right mortgage broker you will be amazed to find yourself thanking them with all your heart for making your dream of owning a home a reality even when you did not think it was possible. Nick Fitzer is just such a mortgage broker and his knowledge of the mortgage stimulus plan recently passed by the Obama administration may be the tool that you need to get yourself into the home you have always dreamed of. Men and women who make their livings off of real estate deals would not except anything less than the best possible deal that they can get, and neither should you. Not when there is a mortgage broker like Nick Fitzer ready to help you.
So if you want to get the same level of service that real estate professionals demand, call Nick Fitzer at 206-303-8526.
