Bellevue, WA- Refinance Your Loans

There is “no time life the present” when it comes to refinancing your mortgage. Today’s interested rates are still hovering near all time lows and lenders have released new loan programs that are helping more Bellevue homeowners get qualified. If you have thought about starting a Bellevue refinance home loan we recommend that you speak with a trusted professional before these rates vanish.

We are finding that many borrowers have been hesitant to refinance their home because they believe that their home’s value has dropped and that a refinance is out of the questions. This is simply not the case. A select few, including Northwest Mortgage Experts, have access to new government programs that allow Bellevue refinance home loans up to 125% Loan to Value (LTV) in some cases. Consider that just recently we refinanced a Port Angeles home over 100% LTV and the borrower did not have to pay mortgage insurance (MI) because he did not have mortgage insurance (MI) on the previous home loan. This program is powerful and flexible, but you need an experienced professional to close the loan. If you feel that you might benefit from this new loan type gives us a call today.

Northwest Mortgage Experts closes portfolio loans as well as wholesale mortgages. This allows us to provide a Bellevue refinance home loan for almost any situation. Whether you own a waterfront home in Medina or a condo near Lincoln Square, we can find a product that meets you needs at a rate that beats the industry average. We are also a leading provider of FHA and Jumbo home loans in the Bellevue area. An FHA home loan can be very advantageous to borrowers who need a high LTV cash out loan or to those whose credit score has decrease in the last few years.
Jumbo Loans are back and priced very nicely.

A large amount of our clientele in the Bellevue area request loans above $417,000, which mean they qualify for Jumbo home loan pricing. Many borrowers don’t believe that low interest rate jumbo loan still exists, but this is not true. Matter of fact the more equity you have in your property the lower the interest rate. Bellevue homeowners with 25% or more equity can qualify for home loans at rates in the low 4% range for a 7 year fixed product. These great rates can apply to condos as well. If a jumbo Bellevue refinance home loan is in your near future we would be glad to provide you with a detailed list of loan options for your review.

Northwest Mortgage Experts is a team of dedicated professional who are building client relationships for life. We are motivated by helping our clients make a well informed decision, and by providing them with some of the most competitive rates in the market. Our clients know that their Bellevue refinance home loan will be customized to meet their needs, not the banks.